MSME Loans - Airawat Consultancy Services

MSME Loans

MSME Loans are financial assistance schemes provided by banks, NBFCs, and government agencies to support small and medium businesses in India. These loans are available for working capital, machinery, expansion, raw material, or infrastructure needs. With benefits like low interest rates, collateral-free credit, and easy approvals, MSME loans are essential for business growth and sustainability.


Benefits

Benefits of Venture Capital Funding

  • Collateral-Free Loans up to ₹2 crore under CGTMSE

  • Lower Interest Rates (starting from 7–10% per annum)

  • Quick Approvals and easy documentation

  • Flexible Repayment Tenure (up to 5 years or more)

  • Subsidy Support and guarantee cover from govt schemes

  • Ideal for Business Expansion, Equipment, Hiring & Inventory

Documents Required For Venture Capital Funding

  • 1

    Udyam Registration Certificate

  • 2

    PAN & Aadhaar of Proprietor/Partners/Directors

  • 3

    GST Certificate (if applicable)

  • 4

    Last 6–12 months’ Bank Statements

  • 5

    ITRs for last 1–2 years

  • 6

    Business Address Proof (utility bill, rent agreement)

  • 7

    Project Report or Loan Application

  • 8

    Existing Loan Statements (if any)

Eligibility Criteria of Mudra Loans

  • Must be a registered MSME with valid Udyam Registration

  • Minimum 1 year of business operations (some banks may require 2+)

  • Valid business plan or purpose of loan

  • Business should be profit-making or have potential for revenue

  • Applicant must be 18 years+, Indian citizen, and not a defaulter