Mudra Loans - Airawat Consultancy Services

Mudra Loans

MSME Loans are financial assistance schemes provided by banks, NBFCs, and government agencies to support small and medium businesses in India. These loans are available for working capital, machinery, expansion, raw material, or infrastructure needs. With benefits like low interest rates, collateral-free credit, and easy approvals, MSME loans are essential for business growth and sustainability.


Benefits

Benefits of Mudra Loans

  • Loan up to ₹2 crore (or more in some schemes)

  • Collateral-free loans under CGTMSE

  • Low interest rates (starting around 7.5% p.a.)

  • Minimal documentation and quick disbursal

  • Boosts business scalability and productivity

Documents Required For Venture Capital Funding

  • 1

    Must be Udyam-registered MSME

  • 2

    Valid PAN, Aadhaar, and business financials

  • 3

    Minimum 1–2 years of operations (relaxed in some schemes)

  • 4

    No default history with banks

  • 5

    Strong business or project plan

Eligibility Criteria of Mudra Loans

  • Udyam Registration Certificate

  • PAN & Aadhaar of proprietor/partners/directors

  • GST Registration (if applicable)

  • ITR & financials (last 1–2 years)

  • Bank statements (6–12 months)

  • Project report or loan purpose document

  • Business address proof & photos